Blogs

How to Start a Digital Lending Business in India Digital lending has transformed the way customers access credit. With online applications, digital documentation, automated workflows, and technology-based loan management, businesses can offer fast...

Rising NPAs Are a Wake-Up Call for NBFCs India’s NBFC sector is under pressure. The alarming rise in Non-Performing Assets (NPAs) is sending a clear signal—NBFCs need to act now. From unsecured personal loans to&...

Understanding Non-Banking Financial Companies (NBFCs): A Comprehensive Guide Non-Banking Financial Companies (NBFCs) play a crucial role in India’s financial system by extending credit and financial services beyond traditional banking channe...

Small NBFCs: The Backbone of India’s Lending Ecosystem—Yet Struggling to Scale Small NBFCs play a critical role in India’s financial ecosystem. They reach underserved borrowers, support MSMEs, and operate in geographies where tra...

Why are Fintechs Growing Faster than NBFCs? The financial sector is undergoing a massive transformation, and fintechs are leaving traditional NBFCs behind. The primary reason? While NBFCs continue to rely on conventional, paper-heavy systems, fint...

Rising NPAs Are a Wake-Up Call for NBFCs India’s NBFC sector is under pressure. The alarming rise in Non-Performing Assets (NPAs) is sending a clear signal—NBFCs need to act now. From unsecured personal loans to SME and rural lendin...

RBI Fines Shriram Finance Limited: A Big Warning for NBFCs & Fintechs The Reserve Bank of India (RBI) has imposed a penalty on Shriram Finance Limited, one of India’s leading NBFCs, for violating the central bank’s digital lending ...