Want to Reduce Loan Defaults? Build a Strong Credit Appraisal Framework
In the fast-paced world of digital lending and NBFC operations, the biggest threat to long-term sustainability isn’t competition — it’s loan defaults.
Mos...
Is CERSAI Registration Mandatory for NBFCs?
One of the most common mistakes many NBFCs make is overlooking CERSAI registration. While compliance with RBI guidelines and customer onboarding processes get due attention, CERSAI often slips under the ...
Rising NPAs Are a Wake-Up Call for NBFCs
India’s NBFC sector is under pressure. The alarming rise in Non-Performing Assets (NPAs) is sending a clear signal—NBFCs need to act now.
From unsecured personal loans to SME and rural lendin...
RBI Bans Prepayment Charges on Floating-Rate Loans
What It Means for NBFCs Starting January 2026
The Reserve Bank of India (RBI) has rolled out a major regulatory change aimed at giving borrowers more freedom. From January 1, 2026, no prepaymen...