Small NBFCs: The Backbone of India’s Lending Ecosystem—Yet Struggling to Scale
Small NBFCs play a critical role in India’s financial ecosystem. They reach underserved borrowers, support MSMEs, and operate in geographies where tra...
Not Sure What License Your Fintech Needs? 🤔
India’s fintech ecosystem — from digital lending apps and payment gateways to neobanks and wealthtech platforms — is expanding faster than ever. But as innovation accelerates, RBI and ...
Want to Reduce Loan Defaults? Build a Strong Credit Appraisal Framework
In the fast-paced world of digital lending and NBFC operations, the biggest threat to long-term sustainability isn’t competition — it’s loan defaults.
Mos...
Many NBFC Applications Get Rejected by the RBI — Here’s Why! ⚠️
Avoid Costly Mistakes Before You Apply
Every year, the Reserve Bank of India (RBI) receives hundreds of applications for NBFC (Non-Banking Financial Company) registrati...
Is CERSAI Registration Mandatory for NBFCs?
One of the most common mistakes many NBFCs make is overlooking CERSAI registration. While compliance with RBI guidelines and customer onboarding processes get due attention, CERSAI often slips under the ...
🧭 Enhancing Clarity, Transparency & Flexibility: SEBI’s New Era of Mutual Fund Reforms
In a move to simplify mutual fund structures and protect investor interests, the Securities and Exchange Board of India (SEBI) has proposed a set of ...
Thinking of Buying an NBFC? Here’s How to Do It Right
Acquiring a Non-Banking Financial Company (NBFC) can be a strategic move that opens doors to new business opportunities, especially in lending, fintech, and microfinance sectors. But here...
Non-Banking Financial Companies (NBFCs) have carved a niche for themselves in the Indian financial ecosystem, offering a wide range of services that cater to individuals, businesses and the economy as a whole. While their name might suggest a resembl...
In recent years, the Non-Banking Financial Companies (NBFC) sector in India has experienced considerable growth, playing a critical role in providing financial services such as loans, credit and investment. As a result, NBFC takeovers have become inc...