🚨 NBFCs, Time to Gear Up for RBI’s Net Owned Fund (NOF) Deadline!

🚨 NBFCs, Time to Gear Up for RBI’s Net Owned Fund (NOF) Deadline!

The Reserve Bank of India (RBI) has issued a clear directive, and the clock is ticking for all NBFCs!

As per the Master Direction – RBI (NBFC – Scale Based Regulation) Directions, 2023, the following entities are required to meet new Net Owned Fund (NOF) benchmarks:

  • NBFC-Investment and Credit Companies (NBFC-ICCs)

  • NBFC-Micro Finance Institutions (NBFC-MFIs)

  • NBFC-Factors

🔹 Deadline 1: Minimum NOF of ₹5 Crore by March 31, 2025
🔹 Deadline 2: Minimum NOF of ₹10 Crore by March 31, 2027


⏳ Time is Running Out – RBI is Taking This Seriously!

The RBI has already begun issuing reminders to NBFCs that are currently below the ₹5 crore threshold. These letters aren’t just gentle nudges—they demand a concrete roadmap for compliance.

Missing the deadline could lead to harsh consequences, including the cancellation of your Certificate of Registration (CoR). 😱


🚀 Ready to Rise to the Challenge?

If you're feeling overwhelmed by compliance hurdles or uncertain about your capital roadmap, you’re not alone. The good news? You don’t have to navigate this journey alone either.

NBFC Advisor is your strategic partner in navigating the complex world of RBI compliance. We help you hit your NOF targets while also positioning your business for growth and stability.


🔧 How NBFC Advisor Can Help

Regulatory Expertise: We specialize in NBFC compliance and RBI norms.

Tailored Growth Plans: Whether you’re at ₹2 Cr or ₹5 Cr, we help you scale to ₹10 Cr and beyond.

End-to-End Support: From capital structuring to documentation and CoR protection—we’ve got it covered.

Zero Stress Approach: Stay ahead of RBI updates with proactive planning and expert guidance.


📊 Where Does Your NBFC Stand Today?

  • 💸 Already crossed ₹5 Cr? Great! But is your roadmap to ₹10 Cr ready?

  • 🛠️ Facing challenges with fundraising, restructuring, or regulatory planning?

  • ❓ Not sure how to start your compliance journey?


🎯 Let’s Get You on the Right Track

Reach out to us for a free consultation and discover how we can help you meet your NOF milestones with confidence.

🌐 Visit: www.NBFCAdvisor.com
📞 Call: +91 93113 47006

Let’s build a strategic roadmap tailored to your NBFC’s success.


📣 Don’t Wait—Act Now!

Delays can cost you more than just time. Act today to ensure your NBFC stays compliant, scalable, and future-ready.

📤 Share this post with fellow NBFC professionals and help them stay on top of RBI’s evolving regulations!


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